- Benefit Guides/ Costs
- Benefit Forms
- Medical/ Prescription Drug
- Flexible Spending Accounts
- Life Insurance
- Long Term Disability
- Employee Assistance Program
All benefit eligible employees are offered the Aetna Managed Choice® Point-of- Service Plan. This plan offers two levels of coverage - preferred and non-preferred. The benefit level of coverage is based on whether care is provided in the network by your primary care physician or with a referral for specialty care (preferred care) or out of the network (non-preferred care). The plan includes prescription drug coverage through Express Scripts.
All employees except those represented by the Carroll County Education Association (CCEA – teachers, school counselors, therapists, RN’s) are also offered the Aetna Health Fund® PPO Plan with health savings account. This plan combines the use of a health savings account along with a high deductible health plan to offer tax advantages and savings for future health care expenses.
Medical Plan Summary of Benefits & Coverage:
CCPS offers a PPO dental plan through CIGNA. While it is advantageous to use a PPO dentist, the same reimbursement levels are offered for out-of-network providers.
Dental Plan Booklet:
Employees are offered a separate vision plan through UnitedHealthcare Vision. This voluntary vision plan offers benefits every 12 months. Additionally, if employees are enrolled in the medical plan, as Aetna members, a discount program is available for additional exams, glasses, contacts, etc. (see above). Certain employees who were not enrolled in the medical plan as of July 1, 2010 but were enrolled in the previous vision plan have been grandfathered into a Basic Vision Plan offered through UnitedHealth Care Vision.
Vision Plan Benefit Summaries:
These accounts offer employees a way to pay for health care or day care expenses using pre-tax dollars. This benefit is administered by Flexible Benefits Administrators (FBA) and offers a debit card to conveniently access the money in the accounts.
CCPS provides each benefit eligible employee 1.5 times their salary in life insurance (rounded to the next $1,000) at no cost. Employees are eligible to purchase supplemental life insurance in $20,000 increments between $20,000 and $100,000. If employee supplemental life is purchased, the employee may purchase supplemental life for their spouse (up to ½ of the employee’s amount in increments of $10,000 between $10,000 and $50,000) and for their eligible child(ren) for $5,000 per child. Coverage is underwritten by CIGNA.
Life Insurance Certificates:
Coverage is offered to benefit eligible employees with the cost fully paid by employees. Employees represented by the Administrators and Supervisors bargaining group (A&S), as well as Administrative Technical Support Personnel and executive leadership team employees are provided this benefit at no cost. The benefit provides 60% of the pre-disability gross income if an employee becomes disabled beyond 90 calendar days.
Long Term Disability Insurance Certificates:
The Carroll County Public Schools' Employee Assistance Program (EAP) is available for all employees, as well as their dependents and household members. The EAP is available 24 hours a day, seven days a week, 365 days a year. This program is designed to assist employees, dependents, and household members in seeking services such as legal services, financial services, interactive will presentation, identity recovery, child care/elder care, daily living services, short-term counseling, referrals, prevention programs, and organizational services. These services are administered through Deer Oaks EAP and are both free and confidential.
To access these services, please use the following methods:
(username and password: carrollk12)
Additional information regarding the Deer Oaks Employee Assistance Program is available for CCPS employees through the District Share site, accessible through the Technology Services Web Portal.
For all permanent employees, Sick Leave Banks are offered for short-term disability benefits. An employee enrolled in the bank can access additional sick days once all their own leave is exhausted and an applicable waiting period is met. The Professional Sick Leave Bank is for teachers, RN's, administrators/supervisors, Administrative & Technical Support Personnel (ATSP) employees, and Cabinet members. The Classified Sick Leave Bank is for custodial and maintenance employees, clerical staff, assistants and paraprofessionals, LPN's and food services staff.
Sick Leave Bank Booklets/Forms:
Carroll County Public Schools employees working 500 hours or more per year are required to participate in one of the Maryland State Retirement & Pension System defined benefit pension plans – employees’ or teachers’ plan. The plan in which you are enrolled is determined by the position you hold with CCPS.
Information on the pension plan can be obtained at www.sra.maryland.gov. Employees entering the pension system prior to July 1, 2011 are enrolled in the Employees’ or Teachers’ Alternate Contributory Pension Plan. Employees entering the pension system July 1, 2011 or later are enrolled in the Employees’ or Teachers’ Reformed Contributory Pension Plan. Benefit handbooks are available on the public website for the retirement system along with information on seminars, webinars, and forms.
Access to your specific account information, including the annual statement of benefits, can be obtained by creating an account on the retirement system once enrolled. On the www.sra.maryland.gov website, click on “mySRPS Login” to create an account. Annual statements as of June 30 are available in September. You can also request estimates, obtain a verification of the current value of your account, review and modify beneficiary information, and obtain the earliest possible date of retirement for both normal service and early retirement.
Employees seeking retirement must have a retirement conference with a certified CCPS retirement coordinator. Kelly Keith and Stephanie Rauen are the retirement coordinators for CCPS in the Department of Human Resources. To help you prepare for retirement, you can access the CCPS Pre-Retirement Seminar by clicking on the link below.
Additional information for retirees includes:
Form 9 Service Retirement Estimate Request
This is an audited accounting of your retirement benefit.
The more quickly obtained estimate on your “mySRPS Login” account is unaudited.
2022 Retiree Health Insurance Rates - see below under Benefits Guides/Costs
- Tuition Reimbursement is available for additional study if a grade of B or better (or pass) is earned.
- Sick Leave is granted at the rate of one (1) day per month of work per year and may be accumulated to the amount earned. Days equal to your annual earned sick leave may be used each year for illness in the immediate family.
- Sick Leave Bank where employees who exhaust their own leave can draw from a bank.
- Unlimited Transfer of Sick Days from a Maryland school, county government, municipality or state government.
- Personal Business Days are granted to a maximum of three (3) days per year. Unused days will be transferred to accumulated sick leave at the end of the school year.
- Bereavement Leave is granted without loss of pay according to the negotiated agreement.
- Retirement Benefits are accrued through the Maryland Retirement and Pension Systems. Membership in the system is mandatory.
- First Financial Federal Credit Union is available to all Carroll County Public Schools staff.
- 403(b) and 457(b) plans are available to all employees.