Benefits
Carroll County Public Schools offers a variety of insurance benefits for its employees working more than 20 hours per week. These benefits include:
Medical/Prescription Drug
Dental
Vision
Vision
Flexible Spending Accounts
Basic Life Insurance (CCPS Paid)
Supplemental Life Insurance
Long Term Disability
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Benefit Guides
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Active Employee Supplemental Benefit Guide (excludes CCEA employees) |
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Benefit Forms
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Medical/Prescription Drug
All benefit eligible employees are offered the Aetna Managed Choice® Point-of- Service Plan. This plan offers two levels of coverage - preferred and non-preferred. The benefit coverage is based on whether care is provided in the network by the primary care physician or with a referral for specialty care (preferred care) or out of the network (non-preferred care). The plan includes prescription drug coverage through Express Scripts.
All employees except those represented by the Carroll County Education Association (CCEA – teachers, school counselors, therapists, RN’s) are also offered the Aetna Health Fund® PPO Plan with health savings account. This plan combines the use of a health savings account along with a high deductible health plan to offer tax advantages and savings for future health care expenses.
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Aetna Medical Plan |
Dental
CCPS offers two dental plans through CIGNA – Traditional and Preferred. Both plans utilize CIGNA’s PPO dental networks. A third plan, the Direct Dental Plan, is a reimbursement plan administered by the Department of Human Resources. Employees are reimbursed based on a tiered schedule.
Vision
Employees are offered coverage for a routine eye exam every 24 months through the medical plan only. Additionally, as Aetna members, a discount program is available for additional exams, glasses, contacts, etc. Employees who were not enrolled in the medical plan as of July 1, 2010 but were enrolled in the previous vision plan have been grandfathered into a basic vision plan offered through Group Vision Services as of July 1, 2010.
These accounts offer employees a way to pay for health care or day care expenses using pre-tax dollars. This benefit is administered by HFS Benefits and offers a debit card to conveniently access the money in the accounts.
Life Insurance
CCPS provides each benefit eligible employee 1.5 times their salary in life insurance (rounded to the next $1,000) at no cost. Employees are eligible to purchase supplemental life insurance in $20,000 increments between $20,000 and $100,000. If employee supplemental life is purchased, the employee may purchase supplemental life for their spouse (up to ½ of the employee’s amount in increments of $10,000 between $10,000 and $50,000) and for their eligible child(ren) for $5,000 per child. Coverage is underwritten by Standard Insurance Company.
Coverage is offered to benefit eligible employees with the cost fully paid by employees, except for employees represented by the Administrators and Supervisors bargaining group (A&S), as well as Administrative Technical Support Personnel and executive leadership employees who are provided this benefit at no cost. The benefit provides 60% of the pre-disability gross income if an employee becomes disabled beyond 90 calendar days. ]
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Long Term Disability Plan Booklet
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